Financial

The Standard: Life, AD&D and Disability Insurance

It’s important to be prepared, especially if you have a family. Life insurance, disability and accidental death and dismemberment (AD&D) insurance help protect you financially for whatever curve balls life sends your way.

Life insurance pays your beneficiary a set amount if you die; AD&D insurance pays a benefit if you’re dismembered or die in an accident. Disability insurance offers financial protection for you if you can’t work due to a non-work-related illness or injury.

UnitedHealthcare: Critical Illness Insurance

UnitedHealthcare sends a lump-sum payment directly to you after a covered diagnosis such as cancer, heart attack or stroke to help you stay on top of your bills. There are no restrictions on how you use the money you receive. This does not replace the need for medical insurance; rather, it supplements the medical benefits you would receive from a university medical plan.

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• Critical Illness plan document
• Critical Illness Enrollment Form
• UHC Critical Illness Premiums: 10.5 Month Employees
• UHC Critical Illness Premiums: 9 Month Employees
• UHC Critical Illness Premiums: 12 Month Employees
• Critical Illness Benefit Overview
• Critical Illness Wellness Benefit
• Claim Form

UnitedHealthcare: Accident Insurance

The Accident Protection Plan can help with expenses from a covered injury that requires medical attention, like a burn, concussion or fracture, with a cash benefit to use any way you choose. This plan does not replace the need for medical insurance; rather, it supplements the benefits you receive from a university medical plan if you had an accidental injury.

The plan also offers a yearly wellness benefit of up to $50 per year when you complete one preventive screening or test.

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• Accident Insurance plan document
• Accident Insurance Benefit Overview
• Accident Insurance Benefit Summary
• Accident Insurance Wellness Benefit
• Accident Insurance Wellness Benefit Claim Form
• Claim Form

Hospital Indemnity Insurance

Even with medical insurance, paying for a hospital stay can take a toll on your finances. The Hospital Indemnity Protection Plan provides a cash benefit to use any way you choose if you receive covered hospital care, such as hospital admission and confinement. This plan does not replace the need for medical insurance; rather, it supplements the benefits you receive from a university medical plan if you are hospitalized.

The plan also offers a yearly wellness benefit of up to $50 per year when you complete one preventive screening or test.

Grab and go: Virtual learning center

• Hospital Indemnity plan document
• Hospital Indemnity Benefit Summary
• Hospital Indemnity Wellness Benefit
• Hospital Indemnity 500 Plan
• Hospital Indemnity 1000 Plan
• Hospital Indemnity 1500 Plan
• Hospital Indemnity Wellness Benefit Claim Form
• Claim Form

Farmers Insurance: Auto and Home Insurance

You have access to special group discounts and benefits on auto and home insurance from Farmers GroupSelect.

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• Farmers Insurance FAQ
• Farmers Auto and Home Insurance Benefits Overview
• Take advantage of special savings

ID Watchdog: Identity Theft Insurance

With ID Watchdog, you can enroll in affordable identity theft protection for you and your family members. Receive alerts on potentially suspicious activity and enjoy the peace of mind that comes from fully managed resolution services.

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• ID Watchdog Benefits Summary
• ID Watchdog FAQs
• ID Watchdog Feature Summary Plan
• ID Watchdog Identity Theft

LegalShield: Legal Advice and Resources

You never know when you’ll need legal advice or assistance. With employee-pay-all LegalShield coverage, a small monthly fee gives you access to unlimited legal consultations on a wide range of personal legal issues from an experienced attorney. You’ll even have 24/7 access to legal counsel for covered emergencies.

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• LegalShield Benefits Overview
• LegalShield Benefits Overview (New York)
• LegalShield Benefits Overview (Massachusetts)
• LegalShield Benefits Overview (Nevada)
• Home Business Supplement Coverage

Access Perks: Discount Program

With Access Perks, you can save hundreds of dollars each year on everyday purchases at places like restaurants, theme parks, hotels, fitness centers, stores, and a lot more! You have access to the Access Perks discount program at no charge.

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• uark.accessperks.com
• Registration Instructions